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Our Platform Connects the Dots.
You close more loans. CreditXpert uses predictive analytics to help lenders qualify more applicants in any rate environment.
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Fair Lending Starts with Consistency.
Download our data-backed guide to boosting margins, closing more loans, and helping more borrowers qualify.
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CreditXpert Delivers for Banks.
Grow Lending, Advance Inclusion, and Strengthen Compliance with Credit Optimization
What is Credit Optimization?
The CreditXpert Platform analyzes a borrower’s existing credit data and simulates hundreds of possible actions in seconds—paying down balances, editing authorized users, increasing limits, and more, to determine what’s most effective and achievable, based on the borrower’s goals and timeline.
View DemoCredit Clarity Benefits Everyone!
- Mortgage Pros
- Brokers
- Banks
- Credit Unions
- Home Buyers
- Real Estate Agents
Eliminate Guesswork
Credit Optimization is more powerful than guesswork - empower your credit teams or loan officers with the tools they need to be successful.
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Have a Small Team?
CreditXpert levels the playing field and turns your brokerage into a strategic growth engine by maximizing the credit potential in every borrower.
Learn More"I had a borrower who was 17 points short of qualifying. That used to mean the end of the road. CreditXpert showed us a precise plan that boosted their score in less than a month and we helped them purchase their first home. Stories like this are happening again and again since this platform has become a go-to in my workflow.
Everyone wins with CreditXpert.
Lenders close more loans. Borrowers lower the cost of homeownership. Realtors ensure that their clients are getting the best deal.
Mortgage Professionals
- Convert more leads
- Qualify more applicants
- Make more competitive offers
- Lower LLPA premiums
Homebuyers
- Qualify for better loan programs
- Lower your interest rate
- Reduce your private mortgage insurance premiums
- Know that you got the best deal on a mortgage
Realtors
- Help more clients qualify
- Help clients secure the best rate
- Help clients reduce PMI
- Help increase client purchasing power